About Us

Calqulate connects a company's financial data with Banks, Boards, Lenders and VCs in 15 minutes.

Automate financial reporting and speed up credit risk analysis, financial due diligence and loan application processes.

Welcome to Calqulate

We envision a world where we no longer have to wait days or weeks for financial information.

Our mission is to increase the speed at which a company can share their financial data. Our platform enables a company to safely and securely share their financial KPI's with stakeholders in 15 minutes. We do this by combining a company's accounting, banking and subscription data in a single, easy-to-use platform.

Companies can now share their data with Investors, Lenders and Banks to access credit, loans or funding like never before. 

Say good bye to complex and come say "Hello" to Calqulate 👋

Meet the team


Niko Laine

Founder, CEO and CFOUS & Finland

Niko is a CFO and a financial advisor passionate about solving problems, data analysis, mentoring smart entrepreneurs and bringing clarity and focus in difficult situations. With 20 years of international experience in the funds industry, management accounting and project industry, Niko has lived and worked in the United States, France, Finland, Luxembourg and several other countries.

Connect via LinkedIn

Osama Abdelmoghni

Founder, CTOFrance

Osama is a tech consultant passionate about startups, social enterprises, cross-cultural communication, data analysis, machine learning and languages. Leveraging extensive expertise in product architecture, operational management and strategic growth, Osama’s focus has always been to provide smart and innovative solutions and strategies for promising startups.

Connect via LinkedIn

Éric Le Tutour

Head of DesignFrance

Cameron Murphy

Head of GrowthFinland

Noha Abdelmoghni

Project ManagerFrance

Sampo Tervomaa

Product Marketing ManagerFinland

Natalie Tha

Product AnalystFinland

Johan Pricam

Product DesignerFinland

Chi Pham

Product DesignerFinland

Kelvin Chikezie

Partnership ManagerFinland

Maria Iho

Senior Technical WriterFinland

Grigory Maevskiy

Digital Content ProducerFinland

Inga Valiaugaite

Social Media Marketing AssistantLithuania

Eimantas Kubilius

Sales OperationsLithuania

Natalia Valieva

Software TesterFinland

Simon Stengel

Junior Customer Success ManagerFinland

Matas Lisauskas

Lead Research SpecialistLithuania

Martynas Mazetis

SaaS Expert, SalesLithuania

Advisory board

IMG_1658 (1)

Randy Shuken


Board member and advisor to SaaS startups in Fintech, Metaverse, Web 3.0.  Former Head of Strategy Mastercard.

Oskari Petas

Oskari Pétas


Co-Founder & Advisor at Wolt, Angel investor

IMG_3901 crp3

David Kirp


Professor at UC Berkeley, contributing writer to the New York Times, member of the American Academy of Arts and Sciences


Our Culture

At Calqulate, we celebrate diversity and equal opportunity. We are committed to building a team of highly skilled individuals that represent different backgrounds, nationalities and identities.
As we continue to grow, so too will our core values:

Smart and Humble 🤓😎
We want to empower entrepreneurs by sharing our knowledge and experience, so that we can all learn and grow together.

Calm 🧘🏽
Breathe in calmness and breathe out stress. Ships don’t sink because of the water around them; ships sink because of the water that gets in them.

Reliable 🦮
We are present and we are here for you. Our words follow our actions.

Approachable 🙋‍♂️
Financial analytics is a complicated topic. We want to wave and smile at you from across the room and strip away your financial assumptions. We want you to talk to us.

Factual ⚖️
We are all free to choose, but we are not free from the consequences of our choices. We base our choices on facts, not opinions.
We want you to be comfortable being you at work. When we can all be ourselves, the world becomes an easier place.