About Us

Calqulate makes finance understandable and actionable, making it possible for any entrepreneur to work like a pro CFO.

Combing through financial analytics is tedious work. We do the heavy lifting by automating financial reporting so you have the clarity and time to make successful decisions.

Welcome to Calqulate

We envision a world where every entrepreneur has the financial knowledge to run a successful business and get easier access to financing.

Our mission is to make finance understandable and actionable. Calqulate’s financial analytics platform helps startups and growth companies understand their current and future business performance to achieve faster growth. We do this by combining all key subscription metrics, cashflow management and financial forecasts to a single, easy-to-use platform.

With these forward-looking insights, SaaS and subscription companies can plan ahead and make better decisions to keep their business locked into the fast-growth trajectory.

Meet the team


Niko Laine

Founder, CEO and CFOUS & Finland

Niko is a CFO and a financial advisor passionate about solving problems, data analysis, mentoring smart entrepreneurs and bringing clarity and focus in difficult situations. With 20 years of international experience in the funds industry, management accounting and project industry, Niko has lived and worked in the United States, France, Finland, Luxembourg and several other countries.

Connect via LinkedIn

Osama Abdelmoghni

Founder, CTOFrance

Osama is a tech consultant passionate about startups, social enterprises, cross-cultural communication, data analysis, machine learning and languages. Leveraging extensive expertise in product architecture, operational management and strategic growth, Osama’s focus has always been to provide smart and innovative solutions and strategies for promising startups.

Connect via LinkedIn

Éric Le Tutour

Head of DesignFrance

Cameron Murphy

Head of GrowthFinland

Noha Abdelmoghni

Project ManagerFrance


Therapy DogFinland

Serena Chan


Mathieu Gorbinet

Product ManagerFinland

Kelvin Chikezie

Partnership ManagerFinland

Maria Iho

Senior Technical WriterFinland

Sampo Tervomaa

Performance Marketing ManagerFinland

Grigorij Maevskij


Muhammed Sezer

Senior Database DeveloperFinland

Chi Pham

Product DesignerFinland

Elen Tumasyan

Full Stack Engineer Estonia

Agne Skyriute

SaaS Expert, SalesLithuania

Inga Valiaugaite

Social Media Marketing AssistantLithuania

Mariia Menzhinskii

Marketing Intern in GrowthFInland

Johan Pricam

Product DesignerFInland

Matas Lisauskas

Lead Research SpecialistLithuania

Simon Stengel

Customer Success InternFinland

Martynas Mazetis

SaaS Expert, SalesLithuania

Advisory board

IMG_3901 crp3

David Kirp


Professor at UC Berkeley, contributing writer to the New York Times, member of the American Academy of Arts and Sciences

Oskari Petas

Oskari Pétas


Co-Founder & Advisor at Wolt, Angel investor


Our Culture

At Calqulate, we celebrate diversity and equal opportunity. We are committed to building a team of highly skilled individuals that represent different backgrounds, nationalities and identities.
As we continue to grow, so too will our core values:

Smart and Humble 🤓😎
We want to empower entrepreneurs by sharing our knowledge and experience, so that we can all learn and grow together.

Calm 🧘🏽
Breathe in calmness and breathe out stress. Ships don’t sink because of the water around them; ships sink because of the water that gets in them.

Reliable 🦮
We are present and we are here for you. Our words follow our actions.

Approachable 🙋‍♂️
Financial analytics is a complicated topic. We want to wave and smile at you from across the room and strip away your financial assumptions. We want you to talk to us.

Factual ⚖️
We are all free to choose, but we are not free from the consequences of our choices. We base our choices on facts, not opinions.
We want you to be comfortable being you at work. When we can all be ourselves, the world becomes an easier place.