FRACTIONAL CFO · SAN DIEGO & NATIONWIDE

Fractional CFO services for growing businesses.

Get a seasoned CFO’s judgment without a full-time executive hire. Calqulate matches San Diego and nationwide companies, and the VC and PE firms behind them, with experienced fractional and interim CFOs from our trusted advisor network.

WHEN COMPANIES BRING IN A FRACTIONAL CFO
  • Preparing to raise capital or refinance
  • Cash flow is tight or hard to predict
  • Preparing for an acquisition or exit
  • Outgrown the bookkeeper, not ready for a full-time CFO
  • New investors or lenders want better reporting
WHAT A FRACTIONAL CFO DOES

Senior CFO leadership, scoped to what you need.

Fractional or interim engagements, from a few days a week to full-time through a transition. When you’re ready for a permanent hire, we already know the role.

PLANNING
Financial planning & forecasting

Budgets, forecasts and scenario models that guide real decisions.

CASH
Cash flow management

Visibility into cash, runway and working capital so there are no surprises.

CAPITAL
Fundraising & lender readiness

Models, data rooms and investor or lender conversations, prepared properly.

REPORTING
Board & investor reporting

Clear monthly reporting and KPIs your board, investors and lenders trust.

TRANSACTIONS
Exit & acquisition readiness

Diligence preparation, quality of earnings support and deal readiness.

TEAM
Finance team & systems

The right accounting systems, processes and people as you scale.

WHO WE WORK WITH

For owners and the investors behind them.

Based in San Diego and working with companies nationwide.

COMPANIES
Small & midsize businesses

Founder- and family-led companies that need senior CFO leadership to reach the next stage, without adding a full-time executive before the business is ready.

INVESTORS
Venture capital & private equity firms

Advisors and interim CFOs for portfolio companies: stepping in after an acquisition or a raise, steadying a leadership change and preparing for exit.

HOW IT WORKS

One conversation. The right CFO.

STEP 01
Scope

We learn the business and define exactly what you need.

STEP 02
Match

We recommend options from our advisor network that fit your stage and industry.

STEP 03
Engage

You work directly with your CFO, who sets scope, terms and billing with you.

STEP 04
Grow

When it’s time for a permanent hire, Calqulate runs the search.

FAQ

Fractional CFO questions, answered.

Looking for other senior support? Explore our Fractional COO services or the full Advisor Network.

What is a fractional CFO?

A fractional CFO is an experienced chief financial officer who works with your company for a set portion of time, such as a few days a week or a defined project, instead of as a full-time employee. You get senior financial leadership at a level that fits your stage.

When does a business need a fractional CFO?

Common moments include raising capital or refinancing, tight or unpredictable cash flow, preparing for an acquisition or exit, outgrowing your bookkeeper, or when investors and lenders ask for stronger reporting.

What is the difference between a fractional and an interim CFO?

A fractional CFO works with you for part of the week over an ongoing period. An interim CFO typically steps in full-time for a defined period, for example after a leadership change or during a transaction.

How is a fractional CFO engagement priced?

Most fractional CFOs work on a monthly retainer or a defined project fee, based on scope and time commitment. We help you define the scope first so the engagement fits your stage and budget.

Do you only work with San Diego companies?

No. Calqulate is based in San Diego and works with growing businesses and portfolio companies nationwide.

TALK TO US

Tell us what you need. We’ll help you find the right CFO.

Share a few details and our team will follow up to scope the role, match you with the right person from our network, and stay involved as the engagement gets underway.